03268ntm a22005177i 4500 000715131 CZ-PrVSE 20240615111821.0 m d cr n|||||||||| 240615s2024 xr fsbm 000 0 eng d NEZPRACOVANÝ IMPORT ABA006 cze ABA006 ABA006 rda Pires Frade, Marta ISIS:175940 dis The Impact of Fintech in the Performance of European Commercial Banks eng The Impact of Fintech in the Performance of European Commercial Banks / Marta Pires Frade 2024 ?? stran : digital, PDF soubor Vedoucí práce: Petra Jílková Diplomová práce (Ing.)—Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví, 2024 Obsahuje bibliografii Textový (vysokoškolská kvalifikační práce) Rok obhajoby 2024 In the last decade, the financial sector has witnessed a constant evolution in the services it provides due to digitalization. Therefore, terminology financial technology, or Fintech, has become a common presence in the day-to-day of most population. With the emergence of these new financial technology companies, traditional institutions such as banks felt the pressure of competition through many outlines. Thus, the aim of this research is to comprehensively investigate and analyse the impact of Fintech on the performance of commercial banks, with a focus on key performance indicators such as profitability and efficiency. A total of 816 commercial banks from 20 European countries make up the study's sample. The period of analysis was from 2012 to 2021 and 202 Fintech companies founded during this period the number were considered relevant for the analysis. The study was performed using the GMM (Generalized Method of Moments) estimator and the main results show that the formation of fintech companies has a significant negative impact on bank’s profitability. Also, results show that returns of larger banks are more susceptible to the unfavourable effects of fintech creation, considering the size of the banks Způsob přístupu: Internet finance and accounting [obor dipl. práce] diplomové práce fd132022 czenas master's theses eczenas Bank Performance Dynamic Panel Data Financial Technology (Fintech) Generalized Method of Moments (GMM) Profitability Jílková, Petra jo2014828837 ths Fiala, Lukáš ISIS:113712 opn Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví kn20010709398 dgg https://insis.vse.cz/zp/86810/podrobnosti VŠKP v InSIS https://insis.vse.cz/zp/86810 Hlavní práce https://insis.vse.cz/zp/86810/posudek/vedouci Hodnocení vedoucího https://insis.vse.cz/zp/86810/posudek/oponent/82956 Oponentura https://insis.vse.cz/zp/86810/podrobnosti dc:identifier NEPOSILAT VSKP vse86810 240613 86810