03112ntm a22005537i 4500 000715151 CZ-PrVSE 20240914152213.0 m d cr n|||||||||| 240914s2024 xr fsbm 000 0 eng d NEZPRACOVANÝ IMPORT ABA006 cze ABA006 ABA006 rda Calheiros de Figueiredo Dias Gonçalves, Mariana ISIS:175937 dis Bank’s Profitabillity in Period of Low and Negative Interest Rates eng Banks’ Profitability in the Period of Low and Negative Interest Rates / Mariana Calheiros de Figueiredo Dias Gonçalves 2024 ?? stran : digital, PDF soubor Vedoucí práce: Jiří Witzany Diplomová práce (Ing.)—Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví, 2024 Obsahuje bibliografii Textový (vysokoškolská kvalifikační práce) Rok obhajoby 2024 In the financial landscape of the Euro Area, the role and profitability of banks are influenced by unconventional monetary policies and market changes. This study analyzes the impact of low and negative interest rates on banks' profitability indicators, specifically net interest margin (NIM), return on assets (ROA) and return on equity (ROE). Utilizing data from 2690 banks from 2004 to 2024, a linear regression is used to draw the conclusion that low or negative interest rates do not mean lower bank profitability. Moreover, the analysis of market concentration shows that in countries with significant market concentration there is a positive correlation between profitability and market concentration. The results provide important information for stakeholders, emphasizing how difficult it is for banks to be profitable in the context of continuous changing monetary policies and market conditions. Způsob přístupu: Internet finance and accounting [obor dipl. práce] diplomové práce fd132022 czenas master's theses eczenas Banks Interest Rates Net Interest Margin Low and Negative Interest Rate Environment Market Concentration Return on Assets Return on Equity Bank Profitability Witzany, Jiří, 1966- vse2007429830 ths Teplý, Petr, 1977- mzk2008486526 opn Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví kn20010709398 dgg https://insis.vse.cz/zp/86879/podrobnosti VŠKP v InSIS https://insis.vse.cz/zp/86879 Hlavní práce https://insis.vse.cz/zp/86879/posudek/vedouci Hodnocení vedoucího https://insis.vse.cz/zp/86879/posudek/oponent/83662 Oponentura https://insis.vse.cz/zp/86879/podrobnosti dc:identifier NEPOSILAT VSKP vse86879 240913 86879