04096ntm a22005177i 4500 000716393 CZ-PrVSE 20240914152213.0 m d cr n|||||||||| 240914s2024 xr fsbm 000 0 eng d NEZPRACOVANÝ IMPORT ABA006 cze ABA006 ABA006 rda Shykhman, Andrii ISIS:158301 dis Digitální měny centrálních bank (CBDCs) jako budoucnost finančního systému eng Central Bank Digital Currencies (CBDCs) as a future of financial system / Andrii Shykhman 2024 ?? stran : digital, PDF soubor Vedoucí práce: Josef Taušer Diplomová práce (Ing.)—Vysoká škola ekonomická v Praze. Fakulta mezinárodních vztahů, 2024 Obsahuje bibliografii Textový (vysokoškolská kvalifikační práce) Rok obhajoby 2024 This thesis examines the possibilities of how Central Bank Digital Currencies (CBDCs) can influence the future of the financial system and what consequences CBDCs may have on economic stability, as well as, to a broader extent, financial inclusion. The section starts with a definition of the financial system, its historical foundations and present composition, and an interpretation of the challenges it faces. The next chapter provides a comprehensive understanding of CBDCs, their theoretical foundations, and their historical significance. This paper offers a structured framework to compare different prototypes of CBDCs and assess their potential economic impact. It examines various forms of CBDCs, such as their different versions, wholesale and retail models, technical implementation, and use cases, before evaluating their potential impact on monetary policy. The case studies form a patchwork of different CBDCs from various regions (e.g., E-Naira in Namibia, Sand Dollar in the Bahamas) and illustrate some samples of potential implementation results (e.g., 12-week trial for U.S. Digital Dollar; Euro CBDC testing; China trials with e-CNY). The other kinds of case studies respond to questions or political issues and discuss strategies that can help in the process. This includes exploring the potential implications and some of the key issues related to CBDCs, highlighting aspects such as financial inclusion, privacy concerns, or security threats on cross-border payments. It also explores blockchain and its potential use for CBDC structure. The empirical part of the thesis examines expert interviews and questionnaires, delivering both quantitative and qualitative expressions of individual perceptions on chances for CBDCs. The thesis concludes by sketching out potential long-term prospects and pragmatic guidelines for the smooth sailing of CBDCs and reiterates its conclusion about how there is a strong likelihood that CBDCs could alter the financial system in both positive and negative ways. Způsob přístupu: Internet international business - central european business realities [obor dipl. práce] diplomové práce fd132022 czenas master's theses eczenas Financial System Central Bank Digital Currencies Cryptocurrencies Blockchain Taušer, Josef ola20040322002 ths de Batz de Trenquelléon, Laure Sabine Marie ISIS:158001 opn Vysoká škola ekonomická v Praze. Fakulta mezinárodních vztahů kn20010709400 dgg https://insis.vse.cz/zp/80669/podrobnosti VŠKP v InSIS https://insis.vse.cz/zp/80669 Hlavní práce https://insis.vse.cz/zp/80669/posudek/vedouci Hodnocení vedoucího https://insis.vse.cz/zp/80669/posudek/oponent/84364 Oponentura https://insis.vse.cz/zp/80669/podrobnosti dc:identifier NEPOSILAT VSKP vse80669 240910 80669