03624ntm a22005177i 4500 000722498 CZ-PrVSE 20250608110309.0 m d cr n|||||||||| 250608s2025 xr fsbm 000 0 eng d NEZPRACOVANÝ IMPORT ABA006 cze ABA006 ABA006 rda Truska, Jan ISIS:157543 dis Dopady měnové politiky : srovnání mezi USA a Austrálií. Jak úrokové sazby ovlivňují trhy s nemovitostmi? eng Monetary policy effects : comparison between the U.S. and Australia. How do the interest rates influence the housing markets? Jan Truska 2025 ?? stran : digital, PDF soubor Vedoucí práce: Laure Sabine Marie de Batz de Trenquelléon Diplomová práce (Ing.)—Vysoká škola ekonomická v Praze. Fakulta mezinárodních vztahů, 2025 Obsahuje bibliografii Textový (vysokoškolská kvalifikační práce) Rok obhajoby 2025 This thesis investigates the impact of central bank interest rates on key housing market indicators - average House prices, Average mortgage sizes, and total Home loan values - in the United States and Australia over a specified eight-year period. Using Pearson´s Correlation and Simple linear regression analyses, the study evaluates six dataset pairs comprising each country´s main policy interest rate (the U.S. Federal Funds Rate and the Australian Cash Rate) and the three chosen housing variables. The results reveal strong contrasts between the two countries. In Australia, all three analyses demonstrate a strong and consistent negative linear relationship, indicating that lower interest rates are closely associated with rising housing prices, mortgage sizes, and loan volumes. These findings align with traditional economic theory, suggesting a transparent and effective monetary transmission mechanism. In contrast, the U.S. data shows weaker and more varied results, with mostly moderate to weak positive correlations, contrary to theoretical expectations. This suggests that the influence of interest rates in the U.S. housing market is diluted by additional structural, economic, and institutional factors. The study concludes that monetary policy impacts on housing markets are highly context-dependent. It emphasizes the need for country-specific policy design and modelling that reflect the unique characteristics of each nation´s financial and housing systems. Způsob přístupu: Internet mezinárodní obchod [obor dipl. práce] diplomové práce fd132022 czenas master's theses eczenas United States of America Interest rates Housing market Monetary policy Australia de Batz de Trenquelléon, Laure Sabine Marie ISIS:158001 ths Zezula, Jakub ISIS:101391 opn Vysoká škola ekonomická v Praze. Fakulta mezinárodních vztahů kn20010709400 dgg https://insis.vse.cz/zp/89143/podrobnosti VŠKP v InSIS https://insis.vse.cz/zp/89143 Hlavní práce https://insis.vse.cz/zp/89143/posudek/vedouci Hodnocení vedoucího https://insis.vse.cz/zp/89143/posudek/oponent/86601 Oponentura https://insis.vse.cz/zp/89143/podrobnosti dc:identifier NEPOSILAT VSKP vse89143 250604 89143