03028ntm a22005177i 4500 000724002 CZ-PrVSE 20250614131007.0 m d cr n|||||||||| 250614s2025 xr fsbm 000 0 eng d NEZPRACOVANÝ IMPORT ABA006 cze ABA006 ABA006 rda Dzvikidzo, Mitchel Kudzai ISIS:181463 dis SME Credit Access in Nigeria vs. the Czech Republic : A Comparative Analysis eng SME Credit Access in Nigeria vs. the Czech Republic : A Comparative Analysis. Mitchel Kudzai Dzvikidzo 2025 ?? stran : digital, PDF soubor Vedoucí práce: Jiří Rajl Diplomová práce (Ing.)—Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví, 2025 Obsahuje bibliografii Textový (vysokoškolská kvalifikační práce) Rok obhajoby 2025 This research compares the credit access of SMEs in the Czech Republic and Nigeria, focusing on the institutional, economic, and regulatory factors influencing loan availability in both countries. Using structured questionnaires and a cross-sectional quantitative approach, the study finds that Nigerian SMEs face significant barriers, such as high interest rates, strict collateral requirements, and institutional inefficiencies like corruption and regulatory challenges. In contrast, Czech SMEs benefit from a more stable financial system, transparent lending processes, and effective government support. The study applies Financial Constraint Theory and Institutional Theory to highlight the impact of institutional and legal frameworks on credit access. It suggests that Nigeria improve government support, develop alternative finance sources, streamline regulations, and reform financial infrastructure to foster inclusive finance systems and long-term economic growth. Způsob přístupu: Internet finance and accounting [obor dipl. práce] diplomové práce fd132022 czenas master's theses eczenas Credit Access Regulatory Environment The Czech Republic SMEs (Small and Medium Enterprises) Nigeria Rajl, Jiří ISIS:116101 ths Málek, Jiří, 1953- mzk2003181803 opn Vysoká škola ekonomická v Praze. Fakulta financí a účetnictví kn20010709398 dgg https://insis.vse.cz/zp/91325/podrobnosti VŠKP v InSIS https://insis.vse.cz/zp/91325 Hlavní práce https://insis.vse.cz/zp/91325/posudek/vedouci Hodnocení vedoucího https://insis.vse.cz/zp/91325/posudek/oponent/88000 Oponentura https://insis.vse.cz/zp/91325/podrobnosti dc:identifier NEPOSILAT VSKP vse91325 250612 91325